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  • Dream
  • Save
  • Spend

Dream

Having a dream or goal is essential to Getting Money Smarts.  Your dreams are your ultimate destination, they are where you want to end up.  Planning out how to achieve dreams and goals creates a road map to reach your final destination.

In This Section:

  • » Why set goals?
  • » Types of Goals
  • » Setting SMART Goals

Save

Getting money smart begins with knowing how to save money.  Whether it's saving money on the every day items you buy or putting it away for that big day, knowing where, when, and how much to save is key to a successful financial future.

In This Section:

  • » Why Save
  • » Saving For College
  • » Saving In and After College

Spend

Most successful projects begin with ground work.  Think of budgeting as the ground work for one of the biggest projects you'll ever undertake -- your financial future.  Your budget should become the corner stone of your money smarts.  If done right, a good budget will prepare you for the unexpected and put you on the path to achieving financial success.

In This Section:

  • » Spending with Credit Cards
  • » Choosing a Credit Card
  • » Know Your Credit Report

Spend

Eventually, everyone spends the money they make.  Knowing the smart way to spend money ensures you'll be spending it in the right way and on the right things.  To borrow or not to borrow?  That is the question.

In This Section:

  • » Spending with Credit Cards
  • » Choosing a Credit Card
  • » Know Your Credit Report
Save Smarter with our money-saving tips::Click here for tips on saving your money... Borrow Smart — Understand your credit score Find Your Student Loans on Get Money Smarts The road to your dreams is long - we know the way::Click here to learn how to reach your dreams... Manage your money — build a better budget::Click here to start building your budget...
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Welcome

Getting a college education is an investment that will pay back for a lifetime, and it's never too early to prepare for it. You can begin to discover all your options through the Montana University System and learn how you can achieve your dreams by getting the latest information about career programs, college costs, and paying for college.

Wondering how you can afford to go to college? Let us help you. From savings programs to step-by-step financial aid instructions, we have the information and support staff to make the experience faster and easier for you. Learn more about financial aid.

GetMoneySmarts.org is a product of the Montana University System, Student Financial Services, a program within the Office of the Commissioner of Higher Education.


Learn More

  • Dream
    • Why set goals?
    • Types of Goals
    • Setting SMART Goals
  • Save
    • Why Save
    • Saving For College
    • Saving In and After College
  • Spend
    • Spending with Credit Cards
    • Choosing a Credit Card
    • Know Your Credit Report

Budget Smarts Update

The Montana University System has recently enhanced the Budget Smarts section of Get Money Smarts. If you've set up an account prior to January 2013, your current budget will not be transferred. You'll need to sign up for a new, free account before creating your budget.

To access Budget Smarts click the green button above or click here.

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