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Dream

Having a dream or goal is essential to Getting Money Smarts.  Your dreams are your ultimate destination, they are where you want to end up.  Planning out how to achieve dreams and goals creates a road map to reach your final destination.

In This Section:

  • » Why set goals?
  • » Types of Goals
  • » Setting SMART Goals
  • » Vision statements
  • » Developing Action Plans

Save

Getting money smart begins with knowing how to save money.  Whether it's saving money on the every day items you buy or putting it away for that big day, knowing where, when, and how much to save is key to a successful financial future.

In This Section:

  • » SMART Tips to save you money
  • » Saving For College
  • » Save Smart

Spend

Most successful projects begin with ground work.  Think of budgeting as the ground work for one of the biggest projects you'll ever undertake -- your financial future.  Your budget should become the corner stone of your money smarts.  If done right, a good budget will prepare you for the unexpected and put you on the path to achieving financial success.

In This Section:

  • » Spending with Credit Cards
  • » Choosing a Credit Card
  • » Know Your Credit Report
Home >> Calculators and Tools
 

Calculators and Tools

  • Calculators and Tools
    • Value of reducing or foregoing expenses.
    • Historical Inflation
    • What is the Value of College
    • How Long Will It Take To Pay Off My Credit Card?
    • What Would My Loan Payments Be?
    • What Is The Impact Of Making Extra Payments On My Debt?
    • Becoming A Millionaire
    • How Long Will It Take To Double My Savings?
    • How Long Until My Savings Reach My Goal?
    • What Could My Current Savings Grow To?

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Calculators & Tools

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Related Resources

  • Credit Card Terminology
  • Credit Links and Resources
  • Maintaining Your Credit
  • The Five Book Video
  • Save

Learn More

  • Dream
    • Why set goals?
    • Types of Goals
    • Setting SMART Goals
    • Vision statements
    • Developing Action Plans
  • Save
    • SMART Tips to save you money
    • Saving For College
    • Save Smart
  • Spend
    • Spending with Credit Cards
    • Choosing a Credit Card
    • Know Your Credit Report

About Get Money Smarts

GetMoneySmarts.org is a product of the Montana Guaranteed Student Loan Program, a program within the Office of the Commissioner of Higher Education and the Montana University System.

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