Tour GMS
Get Money Smarts provides useful information and tools that will help you make informed financial decisions and turn your dreams into reality.
Dream
Having a dream or goal is essential to Getting Money Smarts. Your dreams are your ultimate destinations, they are where you want to end up. To get to any good destination, you'll need a road map. A guide that plots the course for a safe and successful journey.
Get Money Smarts will show you how to set your goals, write a vision statement, and develop an action plan to achieve your dreams.
Save
One aspect of saving your money is by saving money on the items you buy, looking for deals or shopping where prices are cheaper. But what about saving for your future needs and wants? Learning to save and putting away money for later needs and wants is one of the single most important aspects of being financially smart.
Spend
Most successful projects begin with ground work. Think of budgeting as the ground work for one of the biggest projects you'll ever undertake -- your financial future. Your budget should become the corner stone of your money smarts. If done right, a good budget will prepare you for the unexpected and put you on the path to achieving financial success.Get Money Smarts can teach your how to budget and responsibly use and understand credit.
Budget Smarts
A budget puts you in control and teaches financial management skills. Compare income and expenses and track where your money is flowing. Learn to manage your money - don't let it manage you!
Loan Smarts
Our loan tools will help you track each of your student loans and calculate your payment(s). If you are having trouble making your payment, we can also show you what options you've got to stay in good standing with your lender.
Educate yourself about your current debt, so you can make informed decisions when taking out additional loans.
Calculators and Tools


GetMoneySmarts.org is a product of the Montana University System, Student Financial Services, a program within the Office of the Commissioner of Higher Education.